| Value | Category | Cases | |
|---|---|---|---|
| -9 | do not know | 1 |
0.8%
|
| 1 | no need for a loan - sufficient capital | 62 |
51.7%
|
| 2 | application procedures were complex | 9 |
7.5%
|
| 3 | interest rates were not favorable | 16 |
13.3%
|
| 4 | collateral requirements were too high | 9 |
7.5%
|
| 5 | size of loan and maturity were insufficient | 1 |
0.8%
|
| 6 | did not think it would be approved | 4 |
3.3%
|
| 7 | other | 18 |
15%
|
| Sysmiss | 121 |