FinScope 2024, Financial Inclusion in Rwanda
Rwanda
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Reference ID
RWA-NISR-FINSCOPE-2024-v01
Producer(s)
Access to Finance Rwanda
Metadata
Created on
Jul 09, 2025
Last modified
Jul 09, 2025
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H4b. Who did you borrow the most money from? (h4b)
Data file: Microdata
Overview
Valid:
8074
Invalid:
5920
Type:
Discrete
Decimal:
0
Width:
103
Range:
1 - 17
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Borrowed money from a bank (USE BANK LIST) | 503 |
6.2%
|
| 2 | Digital loan (through mobile apps, USSD) | 97 |
1.2%
|
| 3 | Borrowed money from an MFI or a non-umurenge SACCO (USE MFI LIST) | 343 |
4.2%
|
| 4 | Non-Deposit Taking Financial Service Providers (, GroFin, Benefactors), etc), previously known as NDFIs | 19 |
0.2%
|
| 5 | Mobile Money credit e.g MoKash | 287 |
3.6%
|
| 6 | Borrowed from an umurenge SACCO | 678 |
8.4%
|
| 7 | Got a loan from Government (Ubudehe credit scheme/VUP loan) | 74 |
0.9%
|
| 8 | Borrowed money from your employer | 30 |
0.4%
|
| 9 | Borrowed money from a group such as a co-op, VLSA, tontine, ikibina | 4236 |
52.5%
|
| 10 | Borrowed money from a money lender in the community | 143 |
1.8%
|
| 11 | Borrowed money/got goods in advance from an agricultural buyer or a farmer's organisation | 90 |
1.1%
|
| 12 | Borrowed money from a church or other community-based organisation that you belong to | 46 |
0.6%
|
| 13 | Borrowed money from family/friends that you had to pay back | 685 |
8.5%
|
| 14 | Got money from family/friends that you did not have to pay back | 158 |
2%
|
| 15 | Got goods in advance from a shop/store and had to pay back later | 553 |
6.8%
|
| 16 | Gaurantee fund (e.g EGF,) | 5 |
0.1%
|
| 17 | Borrowed money from sources not mentioned, specify | 127 |
1.6%
|
| Sysmiss | 5920 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.