FinScope 2024, Financial Inclusion in Rwanda
Rwanda
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Reference ID
RWA-NISR-FINSCOPE-2024-v01
Producer(s)
Access to Finance Rwanda
Metadata
Created on
Jul 09, 2025
Last modified
Jul 09, 2025
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H7. What is the main reason why you have not borrowed money? (h7)
Data file: Microdata
Overview
Valid:
5920
Invalid:
8074
Type:
Discrete
Decimal:
0
Width:
2
Range:
1 - 98
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Didn?t need to borrow money | 1866 |
31.5%
|
| 2 | Don?t want to borrow money/ Don?t believe in borrowing money | 319 |
5.4%
|
| 3 | Worried would not be able to pay back the money | 1654 |
27.9%
|
| 4 | Interest charged on borrowed money is too high | 31 |
0.5%
|
| 5 | Do not know where to borrow money from | 26 |
0.4%
|
| 6 | Do not know how to apply for a loan | 68 |
1.1%
|
| 7 | Do not have security or collateral | 1078 |
18.2%
|
| 8 | Do not meet the requirements of financial institutions | 193 |
3.3%
|
| 9 | Not allowed to borrow money by spouse, by family or other | 44 |
0.7%
|
| 10 | Tried to borrow, but have been refused | 30 |
0.5%
|
| 11 | Previously defaulted | 129 |
2.2%
|
| 98 | Other, specify | 482 |
8.1%
|
| Sysmiss | 8074 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.