FinScope 2024, Financial Inclusion in Rwanda
Rwanda
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Reference ID
RWA-NISR-FINSCOPE-2024-v01
Producer(s)
Access to Finance Rwanda
Metadata
Created on
Jul 09, 2025
Last modified
Jul 09, 2025
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304888
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h8b_2. SACCO-what was the main reason given for the refusal (h8b_2)
Data file: Microdata
Overview
Valid:
210
Invalid:
13784
Type:
Discrete
Decimal:
0
Width:
2
Range:
1 - 99
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Did not have a down payment | 24 |
11.4%
|
| 2 | Did not have a payslip | 3 |
1.4%
|
| 3 | Did not have security/collateral | 47 |
22.4%
|
| 4 | Income or saving was too low | 8 |
3.8%
|
| 5 | Had too many other debts/ Still had debt to pay off | 14 |
6.7%
|
| 6 | Loan officer asked for a bribe, and I didn?t pay the bribe | 6 |
2.9%
|
| 7 | Bad credit history | 5 |
2.4%
|
| 8 | Do not have credit history (record) | 2 |
1%
|
| 9 | No reason/s were given | 42 |
20%
|
| 98 | Other, (Specify) | 55 |
26.2%
|
| 99 | Don?t know | 4 |
1.9%
|
| Sysmiss | 13784 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.