| Value | Category | Cases | |
|---|---|---|---|
| 1 | Did not have a down payment | 6 |
12%
|
| 2 | Did not have a payslip | 2 |
4%
|
| 3 | Did not have security/collateral | 4 |
8%
|
| 4 | Income or saving was too low | 7 |
14%
|
| 5 | Had too many other debts/ Still had debt to pay off | 2 |
4%
|
| 6 | Loan officer asked for a bribe, and I didn?t pay the bribe | 1 |
2%
|
| 7 | Bad credit history | 1 |
2%
|
| 8 | Do not have credit history (record) | 5 |
10%
|
| 9 | No reason/s were given | 11 |
22%
|
| 98 | Other, (Specify) | 9 |
18%
|
| 99 | Don?t know | 2 |
4%
|
| Sysmiss | 13944 |