| Value | Category | Cases | |
|---|---|---|---|
| 1 | Did not have a down payment | 84 |
30%
|
| 2 | Did not have a payslip | 3 |
1.1%
|
| 3 | Did not have security/collateral | 13 |
4.6%
|
| 4 | Income or saving was too low | 30 |
10.7%
|
| 5 | Had too many other debts/ Still had debt to pay off | 20 |
7.1%
|
| 6 | Loan officer asked for a bribe, and I didn?t pay the bribe | 0 |
0%
|
| 7 | Bad credit history | 11 |
3.9%
|
| 8 | Do not have credit history (record) | 24 |
8.6%
|
| 9 | No reason/s were given | 36 |
12.9%
|
| 98 | Other, (Specify) | 49 |
17.5%
|
| 99 | Don?t know | 10 |
3.6%
|
| Sysmiss | 13714 |