FinScope 2024, Financial Inclusion in Rwanda
Rwanda
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Reference ID
RWA-NISR-FINSCOPE-2024-v01
Producer(s)
Access to Finance Rwanda
Metadata
Created on
Jul 09, 2025
Last modified
Jul 09, 2025
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- Data files
- Microdata
E19. What is the main device that you used or are using, to pay for (e19)
Data file: Microdata
Overview
Valid:
10823
Invalid:
3171
Type:
Discrete
Decimal:
0
Width:
2
Range:
1 - 98
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Borrowed from a bank or other formal institution | 877 |
8.1%
|
| 2 | Borrowed from money lender (loan shark) | 15 |
0.1%
|
| 3 | Borrowed from saving group | 1131 |
10.4%
|
| 4 | Took a loan / advance from my employer | 37 |
0.3%
|
| 5 | Borrowed from family / friends / community / church / mosque | 65 |
0.6%
|
| 6 | Took a loan from a shopkeeper | 10 |
0.1%
|
| 7 | Borrowed from a digital app-based lender e.g., Mokash | 18 |
0.2%
|
| 8 | Used savings held at a bank / Insurance provider / Retailer | 192 |
1.8%
|
| 9 | Used savings from a saving group | 848 |
7.8%
|
| 10 | Used savings held with friends / family | 109 |
1%
|
| 11 | Used savings held in a secret hiding place | 76 |
0.7%
|
| 12 | Sold livestock | 551 |
5.1%
|
| 13 | Sold other assets, not livestock (e.g., car, business, household goods, land) | 114 |
1.1%
|
| 14 | Got assistance / gift from friends / family / community (which you did not have to re-pay) | 172 |
1.6%
|
| 15 | Cut back on expenses/ adjust consumption patterns | 375 |
3.5%
|
| 16 | Got goods/items on credit | 14 |
0.1%
|
| 17 | Worked more / got additional jobs | 2645 |
24.4%
|
| 18 | Hire purchase | 108 |
1%
|
| 19 | Education insurance | 3 |
0%
|
| 26 | Have a goal but doing nothing | 3462 |
32%
|
| 98 | Other (SPECIFY) | 1 |
0%
|
| Sysmiss | 3171 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.