FinScope 2024, Financial Inclusion in Rwanda
Rwanda
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Reference ID
RWA-NISR-FINSCOPE-2024-v01
Producer(s)
Access to Finance Rwanda
Metadata
Created on
Jul 09, 2025
Last modified
Jul 09, 2025
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- Data files
- Microdata
K17. What is the main reason why you do not have a bank account? (k17)
Data file: Microdata
Overview
Valid:
11080
Invalid:
2914
Type:
Discrete
Decimal:
0
Width:
2
Range:
1 - 98
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Does not need it - Insufficient or no money coming it to justify it | 9204 |
83.1%
|
| 2 | Cannot maintain the minimum balance | 325 |
2.9%
|
| 3 | Bank service charges are too high | 153 |
1.4%
|
| 4 | Banks are too far away | 336 |
3%
|
| 5 | Banking hours are not convenient | 7 |
0.1%
|
| 6 | Does not have the documentation required | 73 |
0.7%
|
| 7 | Does not know how to apply | 90 |
0.8%
|
| 8 | Does not understand benefits from having a bank account | 120 |
1.1%
|
| 9 | Does not trust banks | 22 |
0.2%
|
| 10 | Banks do not provide the products or services I need | 22 |
0.2%
|
| 11 | Can get services needed elsewhere in the community | 98 |
0.9%
|
| 12 | Need permission of someone else to open it | 27 |
0.2%
|
| 98 | Other specify | 603 |
5.4%
|
| Sysmiss | 2914 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.