FinScope 2024, Financial Inclusion in Rwanda
Rwanda
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Reference ID
RWA-NISR-FINSCOPE-2024-v01
Producer(s)
Access to Finance Rwanda
Metadata
Created on
Jul 09, 2025
Last modified
Jul 09, 2025
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- Data files
- Microdata
K3.12 What is the main reason why do you not have a bank account? (k3_12)
Data file: Microdata
Overview
Valid:
9807
Invalid:
4187
Type:
Discrete
Decimal:
0
Width:
2
Range:
1 - 98
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Does not need it - Insufficient or no money coming it to justify it | 8170 |
83.3%
|
| 2 | Cannot maintain the minimum balance | 264 |
2.7%
|
| 3 | UMURENGE SACCO service charges are too high | 49 |
0.5%
|
| 4 | UMURENGE SACCO are too far away | 105 |
1.1%
|
| 5 | UMURENGE SACCO hours are not convenient | 14 |
0.1%
|
| 6 | Does not have the documentation required | 94 |
1%
|
| 7 | Does not know how to apply | 90 |
0.9%
|
| 8 | Does not understand benefits of having a UMURENGE SACCO account | 205 |
2.1%
|
| 9 | Does not trust UMURENGE SACCOs | 37 |
0.4%
|
| 10 | UMURENGE SACCO do not provide the products or services I need | 87 |
0.9%
|
| 11 | Can get services needed elsewhere in the community | 125 |
1.3%
|
| 12 | Need permission of someone else to open it | 27 |
0.3%
|
| 98 | Other specify | 540 |
5.5%
|
| Sysmiss | 4187 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.